Local Decision Hub

Cambridge Tuition & ROI Intelligence

The educational landscape of **Cambridge, Massachusetts** represents a diverse ecosystem of 2 institutions, ranging from large-scale public research hubs like Harvard University to specialized private colleges. For the 2026 academic cycle, Cambridge has emerged as a highly sought-after destination for elite academics. Our proprietary analysis of IPEDS data shows an average in-state tuition of $58,506, reflecting the region's economic standing within the Massachusetts higher education sector.

Local Value Analysis

Cambridge SAT-ROI Report

Our proprietary index reveals how hard your SAT score works in Cambridge.

SAT-ROI Index ScoreAVERAGE
365
Cambridge Avg
379
Massachusetts State Avg
Regional Cost Advantagevs Global Benchmark
VALUE WIN
-$1,284

Annual savings compared to the **Massachusetts state average**.

2
Colleges
Extreme
Rigor
-4%
Value Lift

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Academic Rigor Analysis

Navigating admissions in Cambridge requires a dual-pronged focus on residency strategy and SAT-based merit aid. Cambridge is categorized by Extreme academic rigor, which translates to a hyper-competitive landscape where SAT scores above 1500 are often the baseline for merit aid. Applicants should focus on the **SAT-ROI Index** to identify specific universities in Cambridge where their current score yields the highest financial leverage. While Cambridge maintains a competitive **SAT-ROI Index of 365**, the local market requires precise score targeting. The index suggests that institutional aid is concentrated in the 75th percentile of the applicant pool.

Local Economic Context

Economic analysis of the Cambridge market indicates that students can potentially save significant sums by pursuing in-state residency or reciprocal waiver programs. Compared to global benchmarks, the regional cost advantage here remains competitive, provided that students leverage high-percentile SAT scores to trigger automatic merit scholarship tiers.

Local University Directory

Harvard University

SAT Avg: 1550ROI Index: 358
$57,261
TUITION (IN-STATE)

Massachusetts Institute of Technology

SAT Avg: 1560ROI Index: 372
$59,750
TUITION (IN-STATE)

Frequently Asked Questions

Why is the SAT-ROI Index important in Cambridge?

In Cambridge, the SAT-ROI Index measures how much tuition weight your SAT score can offset. A higher index means your score has more power to trigger merit aid, reducing your out-of-pocket costs.

Is it difficult to get into colleges in Cambridge?

With an academic rigor rating of Extreme, Cambridge universities range from highly selective. On average, students need to target the top 25% of the local score range for the best financial outcomes.

How does Cambridge compare to the rest of Massachusetts?

Cambridge's average ROI index is 365, while the state average is 379. This puts it slightly below some other state hubs in terms of raw score-to-dollar efficiency.

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