A student researching economics has taken notes:

• Inflation occurs when prices rise across an economy • Central banks adjust interest rates to influence inflation • Higher rates make borrowing more expensive • Lower rates encourage spending and investment • Stable, moderate inflation is generally considered healthy

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The student wants to explain how central banks control inflation.

A

Inflation occurs when prices rise across an economy.

B

Central banks control inflation by adjusting interest rates—raising rates makes borrowing expensive and cools spending, while lowering rates stimulates economic activity.

C

Stable, moderate inflation is generally considered healthy for an economy.

D

Lower interest rates encourage consumer spending and business investment.

Correct Answer: B

Choice B. Raising/lowering rates affecting borrowing and spending explains control mechanism.