Text 1: Economist Dr. Julia Park analyzes financial literacy education. "Teaching investment principles enables informed financial decisions," Park writes. "Financial literacy empowers individuals to secure their retirement and build wealth."
Text 2: Sociologist Dr. Marcus Lee studies financial outcomes. "Financial literacy shows limited effects on behavior," Lee reports. "Structural factors—income, debt, housing costs—constrain choices regardless of knowledge. Education cannot compensate for economic conditions."
How does Lee's research complicate Park's educational solution?
By showing financial knowledge has no content
By suggesting that structural constraints limit the impact of individual knowledge
By arguing retirement is not a concern
By claiming income has no effect on finances
Correct Answer: B
Choice B is the correct answer. Lee argues structural factors "constrain choices regardless of knowledge." Park's educational solution addresses knowledge but not the constraints that limit knowledge application.
- Evidence: Lee: "Education cannot compensate for economic conditions."
- Reasoning: Knowing what to do doesn't help if circumstances prevent action.
- Conclusion: Structural limits reduce education's practical impact.
Choice A is incorrect because Lee doesn't deny knowledge exists. Choice C is incorrect because Lee studies retirement outcomes. Choice D is incorrect because Lee emphasizes income constraints.