Choice B is the correct answer. Exponential growth occurs when the base $b$ is greater than 1.

1. Recall: For $y = ab^x$, if $b > 1$, the function grows. If $0 < b < 1$, it decays.
2. Analyze Choice A: $b = 0.95 < 1$ (Decay).
3. Analyze Choice B: $b = 1.05 > 1$ (Growth).
4. Analyze Choice C: $b = 0.2 < 1$ (Decay).
5. Analyze Choice D: $1^{-x}$ is constant (1), or if interpreted as $(1/e)^x$ it would be decay. But typically $1^x = 1$, which is constant.

💡 Strategic Tip: Look strictly at the number inside the parentheses (the base). If it's bigger than 1, it's growth.

Choice A is incorrect because the base 0.95 is less than 1. Choice C is incorrect because the base 0.2 is less than 1. Choice D is incorrect because a base of 1 does not change, or a negative exponent on a base $>1$ would imply decay.